Money & Investment


Channel's geo and language: not specified, not specified
Category: not specified


⚠️ Warning: Many users reported this account as a scam or a fake account. Please be careful, especially if it asks you for money.

Related channels

Channel's geo and language
not specified, not specified
Category
not specified
Statistics
Posts filter




📊 Stocks vs Real Estate 📊
━━━━━━━━━━━━━
💰 @Money 💰




📊 Alternative Investments 📊
━━━━━━━━━━━━━
There is a vast universe of alternative investments, including the following sectors:

🛑 Real Estate
Investors can acquire real estate by directly buying commercial or residential properties. Alternatively, they can purchase shares in real estate investment trusts (REITs). REITs act like mutual funds wherein a group of investors pool their money together to purchase properties. They trade like stocks on the same exchange.

🛑 Hedge Funds and Private Equity Funds
Hedge funds, which may invest in a spectrum of assets designed to deliver beyond market returns, called "alpha." However, performance is not guaranteed, and hedge funds can see incredible shifts in returns, sometimes underperforming the market by a significant margin. Typically only available to accredited investors, these vehicles often require high initial investments of $1 million or more. They also tend to impose net worth requirements. Both investment types may tie up an investor's money for substantial time periods.

🛑 Commodities
Commodities refer to tangible resources such as gold, silver, crude oil, as well as agricultural products.
━━━━━━━━━━━━━
💰 @Money 💰




📊 Types of Investments 📊
━━━━━━━━━━━━━
While the universe of investments is a vast one, here are the most common types of investments:

🛑 Stocks
A buyer of a company's stock becomes a fractional owner of that company. Owners of a company's stock are known as its shareholders and can participate in its growth and success through appreciation in the stock price and regular dividends paid out of the company's profits.

🛑 Bonds
Bonds are debt obligations of entities, such as governments, municipalities, and corporations. Buying a bond implies that you hold a share of an entity's debt and are entitled to receive periodic interest payments and the return of the bond's face value when it matures.

🛑 Funds
Funds are pooled instruments managed by investment managers that enable investors to invest in stocks, bonds, preferred shares, commodities, etc. The two most common types of funds are mutual funds and exchange-traded funds or ETFs. Mutual funds do not trade on an exchange and are valued at the end of the trading day; ETFs trade on stock exchanges and, like stocks, are valued constantly throughout the trading day. Mutual funds and ETFs can either passively track indices, such as the S&P 500 or the Dow Jones Industrial Average, or can be actively managed by fund managers.

🛑 Investment trusts
Trusts are another type of pooled investment, with Real Estate Investment Trusts (REITs) the most popular in this category. REITs invest in commercial or residential properties and pay regular distributions to their investors from the rental income received from these properties. REITs trade on stock exchanges and thus offer their investors the advantage of instant liquidity.
━━━━━━━━━━━━━
💰 @Money 💰




📊 Understanding Investing 📊
━━━━━━━━━━━━━
The expectation of a return in the form of income or price appreciation with statistical significance is the core premise of investing. The spectrum of assets in which one can invest and earn a return is a very wide one. Risk and return go hand-in-hand in investing; low risk generally means low expected returns, while higher returns are usually accompanied by higher risk. At the low-risk end of the spectrum are basic investments such as Certificates of Deposit (CDs); bonds or fixed-income instruments are higher up on the risk scale, while stocks or equities are regarded as riskier. Commodities and derivatives are generally considered to be among the riskiest investments. One can also invest in something practical, such as land or real estate, or delicate items, such as fine art and antiques.
━━━━━━━━━━━━━
💰 @Money 💰




📊 Saving Money vs. Investing 📊
━━━━━━━━━━━━━
There is a huge difference between saving and investing. Both saving money and investing money have a place in your life, but they play very different roles.

How you handle these two things can have big implications for your financial success, stress level, and how wealthy you ultimately become. It can even mean the difference between suffering through a recession or depression or sleeping soundly through the night knowing you have enough spare liquidity on hand.

Saving money is the process of parking cash in extremely safe accounts or securities that can be accessed or sold in a very short amount of time. Investing money, though, is the process of using your money or capital to buy an asset you think has a high probability of generating a safe and acceptable rate of return over time—even though it may decrease for years. Typically this means stocks, bonds, and real estate.

━━━━━━━━━━━━━
💰 @Money 💰




💲How does Investing work? 💷
━━━━━━━━━━━━━
In the most straightforward sense, investing works when you buy an asset at a low price and sell it at a higher price. This kind of return on your investment called a capital gain. Earning returns by selling assets for a profit—or realizing your capital gains—is one way to make money investing. When an investment gains in value between when you buy it and you sell it, it’s also known as appreciation.
━━━━━━━━━━━━━
💰 @Money 💰




📊 Trading Vs Investing 📊
━━━━━━━━━━━━━
💰 @Money 💰




💲How an Investment Works 💷
━━━━━━━━━━━━━
The act of investing has the goal of generating income and increasing value over time. An investment can refer to any mechanism used for generating future income. This includes the purchase of bonds, stocks, or real estate property, among other examples. Additionally, purchasing a property that can be used to produce goods can be considered an investment.

In general, any action that is taken in the hopes of raising future revenue can also be considered an investment. For example, when choosing to pursue additional education, the goal is often to increase knowledge and improve skills (in the hopes of ultimately producing more income).

Because investing is oriented toward the potential for future growth or income, there is always a certain level of risk associated with an investment. An investment may not generate any income, or may actually lose value over time. For example, it's also a possibility that you will invest in a company that ends up going bankrupt or a project that fails to materialize. This is the primary way that saving can be differentiated from investing: saving is accumulating money for future use and entails no risk, whereas investment is the act of leveraging money for a potential future gain and it entails some risk.

━━━━━━━━━━━━━
💰 @Money 💰




💲What Is an Investment? 💷
━━━━━━━━━━━━━
An investment is an asset or item acquired with the goal of generating income or appreciation. Appreciation refers to an increase in the value of an asset over time. When an individual purchases a good as an investment, the intent is not to consume the good but rather to use it in the future to create wealth. An investment always concerns the outlay of some asset today—time, money, or effort—in hopes of a greater payoff in the future than what was originally put in.

For example, an investor may purchase a monetary asset now with the idea that the asset will provide income in the future or will later be sold at a higher price for a profit.
━━━━━━━━━━━━━
💰 @Money 💰

18 last posts shown.

4 336

subscribers
Channel statistics