🔆Adivasi Mahila Sashaktikaran Yojana
✅The National Scheduled Tribes Finance and Development Corporation (NSTFDC) is implementing Adivasi Mahila Sashaktikaran Yojana for tribal women
✅The Adivasi Mahila Sashaktikaran Yojana is an exclusive concessional scheme for the economic development of eligible Scheduled Tribe Women to enhance their standard of life by providing financial independence.
✅Under the scheme, Scheduled Tribes women can undertake loans for any income generation activity.
✅The loans are given based on requirement of the unit through State Channelizing Agencies.
✅The loan upto Rs 1 lakh per unit will be provided under the scheme with upto 90% of unit cost is provided by NSTFDC as term loan.
✅The scheme provides loans with an interest rate of 2% for the State channelizing agencies (SCA) and 4% for the beneficiaries.
✅The loan is to be repaid in quarterly instalments within a maximum period of 5 years including moratorium period.
📍The eligibility criteria for the AMSY include:
✅The applicant should belong to the Scheduled Tribes Community.
✅The applicant should be above the age of 18 years
✅The annual income of the family should not exceed Rs.98,000 per annum in case of rural areas and Rs.1,20,000 per annum in case of the urban areas.
✅The NSTFDC was instituted by the Ministry of Tribal Affairs for the overall development of both Scheduled Tribe men and women.
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