Pieter Levels


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?Serial maker?http://nomadlist.com + ⌨️http://remoteok.io ?http://hoodmaps.com + ?http://makebook.io ?http://twitter.com/levelsio

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😷 I see so many people with these fashionable cloth masks, thinking they actually protect you against air pollution:

They don't do anything

The only ones that can protect you somewhat are N95 masks, usually made by 3M. And + if they have a valve, as it's more comfortable. https://t.co/so5LB3JXhF


Buying a house is a cultural narrative sold by banks to peddle mortgages to people not educated in finance buying houses in irrational mental states.

People make giant financial decisions while statistically there's better ways to invest which outperform home ownership. https://t.co/jzg705NdvB


One counter argument which is true: it's hard to borrow $150,000 from a bank and just invest it into the S&P500. It's relatively easier to borrow $150,000 and put it in a house.

Then again, there's a point to be made for living really cheap, saving up, and investing that cash. https://t.co/C07dcs9Pjs




The person who bought the $150,000 condo did a good job, and is lucky. Lots of people aren't so lucky.

In fact, most home owner will see a price increase, but if we adjust it for inflation and markets, they usually UNDERPERFORM the S&P500 or similar markets. https://t.co/VCfNsswcoB


$150,000 invested in the S&P500 in 2011 would have returned $266,000 (+77%)

That's $16,000 (or 10%) more than buying below condo and selling at $250,000 (+66%).

Home owners don't realize most price increase comes from the markets, not them.

Source: https://t.co/2swsMrZxOF https://t.co/JWnvY8j9kI








In the future we'll see plastics like we see asbestos now and be shocked we used to store food/drinks in it






Don't ask people if you can ask a question

Just ask the question already

💖








.@Stripe introduces Chargeback Protection:
👛 Stripe pays the disputed amount and dispute fee
🙅 You don't need to submit evidence anymore

I calculated and it costs me 33% less to pay 0.4% extra per payment than to pay the chargeback disputes

https://t.co/5qWnhm3odh


"...in the cities that thrive on global commerce and attract global capital, it’s easy for an urban dweller to feel at home anywhere..." h/t @JohnCleese https://t.co/ZzAl4ekHik


✨ A/B/C/D testing https://t.co/VbTTH3ltoQ sign up modal benefits now, I randomize the benefits on the left side and show diff ones every time.

When someone pays to signs up, I save the listed benefits. They're then dumped into a text file and ranked by occurrence in sign up. https://t.co/Kvy5Li14XQ


✨ Added city page live preview to https://t.co/El1JBOsvDo (had front page preview before already) so you can see how your promotion will look before posting https://t.co/IuDqjF97Ai

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