Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk

Today's Top News Highlights
National News

Mann Ki Baat: PM Modi emphasizes unity during Maha Kumbh 2025 in Prayagraj and highlights the Constitution's 75-year milestone and India's health achievements in combating malaria and cancer.
Renewable Energy in Tripura: Minister Pralhad Joshi inspects renewable energy projects by TREDA in Sepahijala district.
Srinagar-Jammu Highway: Reopened for vehicular traffic after repairs.
BJP Meeting: JP Nadda reviews organizational elections in New Delhi.
UP CM Invites President: Yogi Adityanath invites President Murmu to Maha Kumbh.
MITRA Initiative: Maharashtra CM focuses on financial reforms and international employment opportunities.
Maritime Security: National flag hoisting on Odisha coastal islands starting January 26, 2024.
Cold Wave Alert: IMD predicts dense fog and cold waves in Punjab, Haryana, and Rajasthan.
Legal News
Punjab Police busts Pakistan-backed terror module, arrests five suspects.
Delhi Police deports seven illegal Bangladeshi immigrants.

Mishaps

Massive fire in chemical units in Maharashtra's Palghar district.
Kerala MLA Uma Thomas injured in a fall at Jawaharlal Nehru stadium, Kochi.

Finance

USD: ₹85 | GBP: ₹107 | Euro: ₹89 | Yuan: ₹12
Sensex: 78,699.07 (+0.29%) | Nifty: 23,813.40 (+0.27%)
Gold: ₹77,730/10gm | Silver: ₹91,600/kg
Silicon Carbide (SiC) chips to boost India's semiconductor industry.
Entertainment
PM Modi highlights animation series Krish, Trish, and Baltiboy in Mann Ki Baat. WAVES Summit to be held in India next year.

Defence

Successful landing of IndiGo aircraft at Navi Mumbai International Airport.
IAF faces challenges with reduced fighter squadrons; TEJAS Mk-1A induction delayed.
Bangladesh invites Pakistan Army for training programs starting February 2025.
International News
ISRO to launch the Space Docking Experiment (SpaDeX) using PSLV-C60.
India-Australia ECTA marks two years of successful economic cooperation.
South Korea plane crash: Death toll rises to 179.

Sports

Haryana Steelers win their first Pro Kabaddi League title.
Koneru Humpy wins the 2024 FIDE Women’s World Rapid Championship.
Indian pacer Arshdeep Singh nominated for ICC T20I Cricketer of the Year.

1. A Piece of Cake
Year: 2016
Exam: SBI Clerk Prelims
Meaning: Something very easy to do.

2. Cry Over Spilt Milk
Year: 2017
Exam: IBPS Clerk Mains
Meaning: To waste time feeling upset about something that has already happened.

3. Once in a Blue Moon
Year: 2018
Exam: SBI Clerk Mains
Meaning: Something that happens very rarely.

4. Hit the Nail on the Head
Year: 2016
Exam: IBPS PO Prelims
Meaning: To say something exactly right.

5. Let the Cat Out of the Bag
Year: 2019
Exam: SBI Clerk Prelims
Meaning: To reveal a secret unintentionally.

6. Under the Weather
Year: 2021
Exam: IBPS Clerk Prelims
Meaning: Feeling unwell.

7. The Ball is in Your Court
Year: 2018
Exam: IBPS RRB PO Mains
Meaning: It is up to you to take the next action or decision.

8. Break the Ice
Year: 2020
Exam: SBI Clerk Mains
Meaning: To initiate conversation in a social setting.

9. Bite the Bullet
Year: 2019
Exam: SBI PO Mains
Meaning: To face a difficult situation with courage.

10. Burn the Midnight Oil
Year: 2017
Exam: SBI Clerk Prelims
Meaning: To work late into the night.

11. Spill the Beans
Year: 2020
Exam: IBPS Clerk Mains
Meaning: To disclose secret information.

12. Cost an Arm and a Leg
Year: 2019
Exam: SBI PO Prelims
Meaning: Something very expensive.

13. Kick the Bucket
Year: 2018
Exam: IBPS Clerk Prelims
Meaning: To die.

14. Beat Around the Bush
Year: 2021
Exam: SBI Clerk Mains
Meaning: To avoid talking about what is important.

15. Barking Up the Wrong Tree
Year: 2017
Exam: IBPS RRB Clerk Prelims
Meaning: Pursuing a mistaken or misguided course of action.

16. Cut to the Chase
Year: 2021
Exam: SBI PO Prelims
Meaning: To get to the point without wasting time.
17. Hit the Sack
Year: 2019
Exam: SBI Clerk Mains
Meaning: To go to bed.

18. A Blessing in Disguise
Year: 2020
Exam: IBPS PO Prelims
Meaning: Something that seems bad at first but turns out to be good.

19. Throw Caution to the Wind
Year: 2022
Exam: IBPS Clerk Mains
Meaning: To take a risk.

20. Pull Someone's Leg
Year: 2021
Exam: SBI Clerk Prelims
Meaning: To tease or joke with someone.

NICL Assistant Mains - General Awareness Questions

Which country won the Junior Hockey World Cup?
India
Which country recently imposed a social media ban?
Australia
What are the tenure periods for RBI’s Sovereign Green Bonds?
10 years and 30 years
Which state hosts India’s 57th Tiger Reserve?
Madhya Pradesh
What additional financial activities does SEBI regulate?
Venture Capital Funds and Merchant Banking
Which financial institution launched a mentorship program?
SIDBI
What is the budget for the "One Nation One Subscription" (ONOS) scheme?
₹6,000 crore
What is the current Cash Reserve Ratio (CRR) set by the RBI?
4%
What is the Mule Hunter AI system designed for?
Detecting financial fraud via money mule accounts
What is the target year for achieving the AIM initiative?
2028
Name LIC’s women-focused initiative.
LIC Bima Sakhi
What grievance redressal system was launched for the insurance sector?
Bima Bharosa
Where is the NIA headquarters located?
New Delhi
Who was named "Personality of the Year 2024"?
Vikrant Massey
Which country is hosting the Kho Kho World Cup?
India
Who is the second Indian chess player to cross the 2800 rating mark?
Arjun Erigaisi
What is the maximum pension under the Ayushman Vay Vandana scheme?
₹5 lakh
Who is the current Comptroller and Auditor General (CAG) of India?
K. S. Murthy
Which country became the 104th member of the International Solar Alliance?
Armenia
Which country is chairing the UN Peacebuilding Commission in 2024?
Brazil
Where is Google setting up its new data center in India?
Hyderabad
Which state has the most startups under the DAY-NRLM initiative?
Kerala
What is India’s unemployment rate as per the latest PLFS?
3.2%
Which global organization partnered with India for the Anna Chakra initiative?
World Food Programme (WFP)
What was India’s rank in the Asia Pacific Deaf Games?
5th
What is the WMA limit set by the RBI?
₹50,000 crore

🟠 BIMA SAKHI YOJANA 🟠

✅Summary of the news
Key Point Details :

Why in News PM Narendra Modi launched LIC’s Bima Sakhi Yojana in Panipat, Haryana, targeting enrollment of 100,000 women in the first year and 200,000 within three years to empower women as LIC agents.

🔸Scheme Name : Bima Sakhi Yojana

🔸Eligibility : Women aged 18-70, minimum 10th-grade education

🔸First-Year Target: 100,000 women

🔸Three-Year Target : 200,000 women

🔸Training Period : 3 years

🔸Stipend Details:  ₹7,000 (1st year), ₹6,000 (2nd year), ₹5,000 (3rd year)

🔸Expected Monthly Income :  ₹15,000 (average for LIC agents)

🔸Investment by LIC : ₹840 crores in the first year

🔸Launch Location:  Panipat, Haryana

🔸Purpose : Expand insurance penetration, provide social security, and empower women financially.

🔸Key LIC Officer Chairman : Siddhartha Mohanty

🔸State Info (Haryana) CM: Nayab Singh Saini

🔸Governor: Bandaru Dattatreya; Capital: Chandigarh

🔸LIC Market Share Growth :  April-Sept 2024: Increased from 58.50% to 61.07%

🔸FDI Context : 100% FDI allowed in the insurance sector