"Banks........joined with Ripple to create possible alternative to Swift...."
https://acrobat.adobe.com/id/urn:aaid:sc:US:97b81225-1de0-42f5-9d54-4b74a359be4c
https://acrobat.adobe.com/id/urn:aaid:sc:US:97b81225-1de0-42f5-9d54-4b74a359be4c