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Happy New Year, Fintopians! 🎉

2024 was epic, but 2025? Let’s take it to the next level – more growth, more features, and more wins! 🎁

Keep HOLDing with us, keep building with us, and keep believing. And let the candles be only green! 🚀

💸🏆🦄🎉

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🎄 Happy almost New Year Fintopians! 🎄

This year was PACKED with milestones for @fintopio: $HOLD, CeFi, ChatPay, and breaking out of the Matrix Telegram. What else?

🤩 Launched the beta version of our wallet. From this point forward, we’ve been publicly making crypto easier for everyone.

🎉 Introduced $HOLD points. Active users now have a chance to gear up for the TGE, coming in Q1.

📱 Released full iOS and Android apps. Giving users even more control and independence over their assets.

💬 Created @ChatPay. Now, you can send funds directly in a Telegram chat without leaving the conversation.

💸 Rolled out CeFi. Along with it came zero fees, a voucher system, and exclusive rewards.

And… we’ve hit millions of wallet users and community members! 🥹 Check out the full recap in the video.

All of this was made possible thanks to you (and our dev wizards ❤️). We’re beyond grateful for your trust and support!

2025? It’s going to be even hotter. Beyond the $HOLD TGE, expect even more features to make your crypto life simpler, cheaper, and — most importantly — safer.

$HOLD ON!

P.S. Want to see how your year with Fintopio went? Head to the HOLD section and send us your nudes stats in the comments!

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We’re making diamonds not just a girl’s best friend!

🥹 We’ve dropped some shiny new ways to stack diamonds in your $HOLD collection. Here’s the scoop:
💎 For the grinders
Hustling hard? We see you. Enter the Stone Forge — take any random rocks you’ve mined and upgrade them into something shinier with a discount. From “paperclip” to “Lambo,” but make it sparkle.

💎 For the whales
Say hello to the Diamond Boost — a 100% guarantee to snag a diamond from a shattered asteroid if you were accurate enough to not break it. No limits, no caps. Infinite diamonds = infinite flex. Spend ‘em in the “Store” later (no, not on blackjack and memecoins please).


👋 For the new recruits
Feeling lost in the $HOLD streets? We’ve got you. Check out our blog — it’s got the 411 on boosts, gangs, and all the tricks to hit the ground running before TGE. Don’t miss it.

🤫 Wait, the Store?
Yeah, we mentioned it. Public access drops soon. For now, don't waste time and grab your diamonds. You'll need them 😎

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Attention! This post may cause uncontrollable FOMO. Read at your own risk!

😎 The first season of the $HOLD leaderboard race is officially DONE. Over the past six months, we’ve made more than 400 Fintopians smile, handing out prizes totaling over $84,000. Sounds massive, right? And that’s BEFORE we crown our All-Time Champions. Let’s fix that now. 😉

🏁 Here are the legendary winners of the Season 1 $HOLD Leaderboard:
🥇 @hhag94, 7777 TON
🥈 @EngineerAdam123, 5555 TON
🥉 @MUHD_KING_CASH, 3333 TON

*Congrats legends! Before rewards are credited, we’re running quick checks to ensure fair play. Stay tuned.

💸 Meanwhile a little quick math tells us the total prize pool for this season hit $167,000+. And guess what? We’re not broke yet. So keep grinding and get ready for an even wilder ride into the $HOLD Leaderboard season 2.

🤗 What’s next? You’ll find out after the New Year. But if you’re curious, there’s a little teaser waiting for you in the video.

💙 And, as Shakespeare once said: No FOMO, fam. The best is yet to come.

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🎄 Merry Christmas, Fintopians! 🎄

🎁 As we prepare to reveal the Top 3 winners of Season 1’s $HOLD Leaderboard — and drop some serious $TON gifts to the champs — we want to take a moment to wish you a truly merry Christmas!

💎 Keep stacking, unwrapping gains, staying bullish, and $HOLDing strong — 2025 promises to be even wilder.

A not only are we spreading holiday cheer today, but we’re also unwrapping a major milestone: Fintopio has been awarded Best DeFi Platform of the Year by Crypto.news editors!

❤️ This honor is all thanks to you, dudes. You’re the real MVPs!

Thank you for your support and trust — we’re always here to keep your magic internet money safe. 🚀 See you in 2025, fam!

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In case you’re wondering what the last post was about, here’s the lowdown:

💸 The send via @Username feature in your @Fintopio wallet. Works like magic in both the MiniApp and our native apps for Android and iOS.

✈️ No wallet addresses, no copy-paste headaches, no stress. Just type a few letters after @, hit send, and boom — your magic internet money is making someone’s day — without ever compromising your wallet address, banking details, or any other sensitive info.

💙 Do it now or don’t. We’re not your financial advisors.

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Sending crypto via your Telegram @username is a breeze now, right? 💎 If Fintopio adds usernames from other social platforms, which one gets your vote?
So‘rovnoma
  •   😂 Facebook (boomers need crypto too?)
  •   🤚 Twitter/X (memes + money = 🤌)
  •   😍 Instagram (flexing your crypto bags in style)
  •   👐 Discord (so your bro always has coins for new skins)
  •   🔒 Signal (keep your FBI agent both wealthy and happy)
  •   💬 Other (drop your ideas in the comments)
39467 ta ovoz

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😉 NY vibes are loading with Fintopio team! 🎁

The team’s decking the halls and gearing up for a fresh year of crypto wins. 🚀 But the highlight?

A visit from the man, the legend (@durov) making a pit stop to see where the new-payment-era magic happens. 😎

How are you celebrating the end of 2024? 🤨 Drop a comment below!

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You’ve been nominated…to cast your vote for us in the “Best DeFi Project 2024” category by Crypto.news.

Voting link: crypto.news/awards

🫱‍🫲 How to vote:
1. Click the link above to visit the voting page.
2. Scroll down, find the familiar letters “F-i-n-t-o-p-i-o,” and click on it.
3. At the very bottom of the page, press the big blue “Vote Now” button.


🔥 While you’re there, check out other categories like Best Meme Project (Hamster Combat isn’t in this one for some reason, even though we all had a great laugh), Best CEX, and more.

💙 Big thanks and respect to everyone who takes a minute to vote — your support means a lot!

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😉 Send nudes - oops, we mean CRYPTO. Directly in the chat!

We’ve prepared a detailed guide to ChatPay, the newest feature of your Fintopio CeFi wallet that lets you send and receive crypto instantly in Telegram chats.

💎 Check out the blog section for all the deets. And You’re welcome!

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🏴‍☠️ Ever felt the rush of a winning streak? We’ve just lived it 🏁

Big news from Indonesia: our racing team, Quantum Racing, wrapped up the season with a first-place victory! 🏆

Led by our ace driver, David Djaja, the team crushed the competition and secured the top spot on the podium. 😎

Sure this post isn’t about us flexing our racing wins — don’t forget, our HOLDer championship isn’t over yet. ✈️ There’s still time for you, champs, to climb the leaderboard and bag those $TON rewards. 🔥

See you at the finish line, dudes! 🎆

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$HOLD your breath — literally

💎 Cause we’re Introducing Diamond Breath, the newest game in the HOLD tab of your Fintopio wallet (MiniApp).

It’s your go-to chill pill when:
🤡 The newly created memecoin you bought ends up as a rug pull,
🗿 Your boss goes full Karen,
👾 Or you just took an L in Space Tapper.


🤤 The rules are simple: breathe, hold your finger on the screen/release/hold the finger again, and voilà — you’re catching zen, calming your nerves and earning HP meanwhile.

🔗 The complete "How-to-Play" guide is available on our blog

P.S. Diamond Breath pairs perfectly with volatile markets. Play it when DUMP.

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Don’t send your wallet addresses anymore!

💸 Introducing Fintopio ChatPay, the feature that lets you send crypto directly in chat without an awkward copy-paste.

Here’s how it works (so easy, even your group chat can handle it 😉):
💬 Open a chat with whoever needs your crypto – grandma, bro, or that friend who’s still waiting for their meme coin to pump.

📱 Tag @ChatPay (or @fintopio – your call).

💲 Enter the amount, pick your asset, confirm, and boom – done.


⚡️ For now, it’s CeFi wallets only, but DeFi compatibility is on the way.

BONUS ROUND: We are expanding the list of countries where Basic verification for CeFi accounts is available really, really soon! Keep your eyes pinned to the horizon CeFi section.

💸🏆🦄🎉

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Fintopio Monthly Digest: November Drop

🚀 CeFi is live! Following the trend for KYC, right @durov? But make it worth it. Passport pic = free transfers, and other mad perks.

🎁 Crypto Gifts. Send crypto “red envelopes” for b-days or payroll in clicks. Zero fees. Mass adoption = now.

📱 iOS & Android Apps. Sleek, fast, no fluff. Download and flex.

👾 New HOLD Games. Earn HP while dodging responsibilities.

🤨 Seed Phrase in the Cloud. Napkins are so 2020. Save your seed on Google or Telegram (with Wi-Fi, duh).

🚨 Cheater Purge. We ban, you win. Fair play only.


December’s gonna be packed with more updates. $HOLD ON, dudes!

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Did someone just say $HOLD tokenomics? Oops, we did!

💱 On this first day of winter, we’re here to warm you up with some hot $HOLD news and a peek at its tokenomics, as promised.
Here’s what every Fintopian should know:
• TGE: Q1 2025
• Total Supply: 5.5B $HOLD
• Allocations:
• 55% for project growth: To keep Fintopio delivering new features and becoming bigger, smarter, and better. Locked for over 40 months.
• 22% for the community: Airdrops, incentives, and other goodies.
• 12% for staking rewards: Earn $HOLD just for holding and staking.
• 10% for the team: Locked for 18 months because we HOLD, and so should you!
• 1% KOLs round


🤑 How do you earn your share?
We’re rewarding you for your activity within the Fintopio ecosystem. Introducing the ranks on our spaceship: Cadets, Commanders, and Admirals.

🫱‍🫲 Everyone gets a piece of the $HOLD pie, but the bigger slices go to those who’ve been with us longer and engaged more with the wallet. There’s still time before the drop, so show us who’s the Admiral! Dive into the wallet, try out new features, invite your friends, and let your $$$ cargo keep you cozy in the vastness of space. 😉

🚀 Check out our blog for more deets on how to become an Admiral and boost your future allocation.

$HOLD ON - 2025 is going to be on fire! 🔥

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Hey, Frens! Here’s the weather forecast:

💸 For the next four days, we’re raining down stellar discounts of up to 70% on your favorite (or at least we hope so) games and boosts in @Fintopio. You didn’t think we’d leave you without special deals on Black Friday, did you? 😉

🕰 Event window:
29.11.24, 00:01 (UTC) – 02.12.2024, 23:59 (UTC)


🚀 These deals are hotter than those spicy streams on PumpFun and 100% legit, so don’t hold back – snag those cheat-tier perks and farm extra HP before the big final boss battle in HOLD.

🤫 PS: A lucky few have been granted beta access to a brand-new game! Head to the Games tab in HOLD to see if you made the VIP cut. If you did, please share your feedback in the comments so our devs can provide the smoothest experience possible for the entire Fintopio Fam. 💙

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Astrologers Devs have declared a week of massive updates

🎁 We’ve added a new “Vouchers” tab for all CeFi wallet users @Fintopio. Now you can whip up a crypto voucher or gift for anyone — your bestie, mom, bro, or even that random cousin. Seriously, anyone.

🤗 And guess what? You can send anonymously and customize it too, turning it into a slick $$$ envelope for those important negotiations 💸

🤤 The dopest thing? Everyone who receives a “money” message from you becomes your lifetime referral. So now you can transfer crypto fee-free AND grow your referral army simultaneously.

😏 Still unclear? Check out our blog post for details!

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Now we are officially CeFied

🏴‍☠️ Major W today — we’ve just dropped CeFi wallets in the Fintopio MiniApp.

What does it mean? Just do a basic verification with your name and phone number (we won’t call you at 3 a.m., promise), and you’re in! Here’s what you get:

💸 Store and send up to $1400 in 24h for essentials.

🎁 Send gifts and vouchers (more on that later).

🚀 And the cherry on top? Send transfers to 1 BILLION Telegram users with ZERO fees. That’s right - no fees. Free. Out of charge. Completely. Works with wallet addresses or transfers via @usernames.


Think of yourself as a “whale,” and the $1400 limit feels like a child’s play?

⚡️ The “Basic” level isn’t the end! You’ll have immediate access to “Advanced” and “Unlimited” verification levels, which remove all barriers and bless you with the ability to recover access to your CeFi wallet. 😎

🎆 Please note! that KYC is yet available in several countries. If your region is not in the list yet, don't forget to smash "Notify me" button to be the first one to know.

We’re actively working on expanding the list soon! Be sure to check the blog to see if your country has been added. And hey — DeFi wallets, your fave $HOLD, and now Basic CeFi wallets are ALWAYS there for you. ❤️ And wait for it… P2P trading is coming real soon! (Hey, traders, this one’s for you! 👋)

💎 Let’s ride together to ZERO fees with @fintopio

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Greetings, Fintopians!

🤗 It’s time to tell all the cheaters to go Find themselves another MiniApp to abuse.

🫱‍🫲 We see your comments about the HOLDers' leaderboard cheaters. Don’t worry, our hitman CTO Sergey is on the case, ready to send them straight to rekt-ville.

🎁 The leaderboard is getting extended until 11/22 while we clean up the house. Fake grinders are getting the boot, so keep it legit, dudes.

❤️ Let’s $HOLD strong and fair!

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A long time ago… right now, in a galaxy far, far away, in the Fintopio MiniApp meet Space Tapper — yet another reason to check out your favorite wallet more often!

🚀 We’ve added the Games section under the HOLD tab in @fintopio, and filled it with Space Tapper.

👽 The rules are simple: tap the screen, dodge obstacles and earn HP along the way.

🚨 Warning: this game is seriously addictive! 🚨

👾 Set new records, share your results in the comments, and brace yourself…

P.S. Our team’s record is 7,900 HP in one attempt. Try to beat it without smashing your phone in the process! ❤️

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